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DISCLAIMER: This article is based on a complaint. The defendant has not responded to the complaint to present its side of the case. The claims mentioned are accusations and should be considered as such until and unless proven otherwise.
A lawsuit has been filed against a pair of companies, accusing them of violating the Fair Debt Collection Practices Act by attempting to collect on a debt simultaneously and sharing information about the debt with each other while also sending contradictory information to the plaintiff.
A copy of the complaint, filed in the District Court for Central District of Illinois, can be accessed using case number 22-cv-03272 or by clicking here.
The plaintiff incurred a debt and the original creditor allegedly tried to collect more than what was owed. The creditor allegedly acknowledged the error and removed the debt. Nonetheless, the defendants allegedly began attempting to collect on the debt and “improperly disclosed the debt to others,” according to the complaint. The plaintiff allegedly provided proof that the debt was not owed. One of the defendants replied to the plaintiff that the debt had been validated while the other allegedly notified that plaintiff that the dispute was still being investigated. According to the complaint, it is “impossible that the statements made by [the defendants] were both accurate.”
In making the case that he suffered a concrete injury, the plaintiff claimed the hours he wasted consuming digital content clogged his computer’s random access memory and added “undesirable and unavoidable” cookies to his browser, and “increased his carbon footprint here on Earth.”
The complaint alleges the defendants violated Sections 1692c(b), 1692d, 1692e, 1692f, and 1692g of the FDCPA as well as state law in Illinois.
