Remembering Phil Rosenthal
- Industry legend Phil Rosenthal, who spent more than 56 years as president of Nationwide Credit in Alexandria, Va., passed away last weekend at the age of 82. Rosenthal was a legend in the accounts receivable management industry, not just for his longevity, but for his tireless advocacy efforts and support. He was a former president of ACA International, was a two-time member of the year, and was inducted into the ACPAC Hall of Fame.
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Nevada Judge Sends 20 FDCPA Cases Back to State Court
- A District Court judge in Nevada has overruled the objections of a defendant in 20 separate Fair Debt Collection Practices Act cases and remanded each of them back to state court where they were originally filed because the plaintiffs do not have standing to have the cases heard in federal court. Each of the plaintiffs were represented by the same attorney and all made the same allegations — that the defendant violated the FDCPA by disclosing information about a debt to a third party — a third-party mailing vendor. That’s right, these are all Hunstein cases.
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Consumers Turn to Last-Minute Payments as Cash Flow Pressures Mount
- Households are increasingly waiting until the last possible moment to pay their bills, with many relying on urgent or same-day payments to keep up. According to the 2025 ACI Speedpay Pulse Report, 31% of consumers made an urgent or same-day payment in the past year, a trend especially pronounced among Gen Z and Millennials. At the same time, rising living costs and financial stress are forcing consumers to prioritize essentials like food and gas over rent, mortgages, and utilities. That means billers are seeing more last-minute transactions—often digital and mobile-driven—as consumers play a balancing act with their cash.
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Heath Morgan Launches Kickstarter for ‘The Memory Project’ Offering Unique Legacy Opportunity
- Industry veteran and AI thought leader Heath Morgan has launched a Kickstarter campaign for his upcoming science fiction novel, The Memory Project, a provocative exploration of AI, cognitive liberty, and the future of memory itself.
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31 Companies Seeking Collection Talent
- There is something for everyone in this week’s job listings summary. From Massachusetts to California and all stops in between — as well as remote opportunities — and for every rung on the corporate ladder. See how your peers are attracting talent and see if your next opportunity is out there waiting for you.
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WORTH NOTING: Recapping a hearing before an Indiana Senate committee on the topic of medical debt … Small business continue to pull back on hiring … Consumers are diversifying how they are borrowing money and accessing credit … What does the average American think is the perfect salary? It’s probably less than you would guess … The Powerball jackpot is at its highest point of 2025 … How to avoid getting caught up in “air rage” … Are landline phones making a comeback? … How to spot the signs of a financial scam and outfox those trying to scam you.
Wisdom Wednesday, part I
Wisdom Wednesday, part II
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