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Home Daily Digest

Daily Digest – January 26. Mass. Governor Moves to Ban Medical Debt From Credit Reports; Court Certifies TCPA Wrong Number Class Against Medical Debt Collector

mikegibb by mikegibb
January 26, 2026
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Mass. Governor Moves to Ban Medical Debt From Credit Reports

  • The governor of Massachusetts announced last week during her State of the Commonwealth address that her office is planning to issue a regulation that would ban the credit reporting of medical debt.
  • More details here

Court Certifies TCPA Wrong Number Class Against Medical Debt Collector

  • A District Court judge in Missouri has certified a class action against a collection operation accused of violating the Telephone Consumer Protection Act over wrong number calls that were made to the plaintiffs.
  • More details here

Judge Greenlights Class Claims Challenging Tenant Screening Postcard Practices

  • A District Court judge in New Jersey has certified a class action in a Fair Credit Reporting Act case over postcards sent to landlords detailing the eviction histories of tenants. The decision allows the case to proceed on behalf of tens of thousands of tenants whose names and eviction filing histories were allegedly disclosed on open, unsealed postcards mailed to landlords as a marketing tool.
  • More details here

Paper: Big Tech Is Redefining Consumer Payments, but the Law Isn’t Keeping Up

  • Big Tech has fundamentally transformed how consumers pay, move, and access money, from peer-to-peer apps and real-time bank transfers to mobile check deposits, crypto payments, and AI-powered payment tools. These innovations have delivered speed, convenience, and flexibility for consumers and merchants alike. But according to a recent legal analysis, many of these payment systems now operate in areas where the law offers little clarity or protection, creating risk not just for consumers, but also for banks, fintechs, healthcare providers, and collection operations that rely on them.
  • More details here

Compliance Digest – January 26

  • Rulings two different Appeals Court and a state Supreme Court. More movement from the Federal Communications Commission and the Consumer Financial Protection Bureau. And a number of rulings in lawsuits involving collection operations. Get insights from 12 different compliance experts — David Grassi, Lori Quinn, Leslie Bender, Marty Stern, Colin Winkler, Mitch Williamson, John Culhane, Michael Poncin, Stefanie Jackman, Rick Perr, James Schultz, and Loraine Lyons in this week’s Compliance Digest.
  • More details here
  • This series is sponsored by Frost Echols

WORTH NOTING: The Equal Employment Opportunity Commission is rescinding guidance on workplace harassment that it put into action last year … Why you shouldn’t trust your medical data to a college student … QR codes are becoming a popular method for scammers to take advantage of consumers … How the Treasury Secretary is pushing an agenda of deregulation in the financial services industry … More warnings related to the passwords you choose, and reuse … Consumers’ utility bills are going to rise significantly this winter … Ways to keep people from reading your text messages … Getting buff may not take as long at the gym as you think.

Music Monday, part I

Music Monday, part II

The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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