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Daily Digest – May 5. Suit Accuses Collector of Trying to Recover Non-Existent Debt; Appeals Court Backs Dismissal After ‘Egregious’ Filing Errors and Rule Violations

mikegibb by mikegibb
May 5, 2026
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Suit Accuses Collector of Trying to Recover Non-Existent Debt

  • One of my favorite activities is people watching. It appeals to my nosy and curious nature. Looking at the lawsuits that individuals file against companies in the credit and collection industry is an interesting form of people watching. Sometimes, you read complaints and wonder why this consumer chose to file a lawsuit, because it isn’t the reaction that you would have had. For me, this is one of those cases. A consumer has accused a collection operation of violating the Fair Debt Collection Practices Act by attempting to collect on a debt that the consumer claims he does not owe.
  • More details here
  • This series is sponsored by WebRecon

Appeals Court Backs Dismissal After ‘Egregious’ Filing Errors and Rule Violations

  • The Court of Appeals for the Eleventh Circuit has affirmed the dismissal of a Fair Credit Reporting Act lawsuit against two credit reporting agencies, concluding that the plaintiff’s repeated procedural violations and reliance on nonexistent legal authority justified the lower court’s decision to dismiss the case with prejudice.
  • More details here

Judge Dismisses FDCPA Claims Tied to Credit Card Collection Lawsuit

  • A District Court judge in Oklahoma has dismissed a plaintiff’s claims that a collection law firm violated the Fair Debt Collection Practices Act in connection with efforts to recover a credit card debt, finding the claims either barred by jurisdictional limits or filed too late to proceed.
  • More details here

Connecticut Advances Bill Expanding Exemptions for Joint Bank Accounts

  • The Connecticut legislature has advanced a bill that would establish an additional exemption for certain assets in joint bank accounts. The proposal, Substitute Senate Bill 300, would expand the state’s list of exempt property by shielding funds in joint accounts where the debtor has no equitable ownership interest, a move that could have meaningful implications for post-judgment collection strategies.
  • More details here

MTD Denied in Case Alleging Failure to Investigate ID Theft Dispute

  • A District Court judge in Florida has denied a motion to dismiss filed by a collection operation accused of violating the Fair Credit Reporting Act by failing to properly investigate a consumer’s identity theft dispute. The decision centers on whether the plaintiff sufficiently alleged both standing and a viable claim under the FCRA against a furnisher of credit information. The judge ultimately concluded that the allegations, while not extensive, were enough to survive dismissal.
  • More details here

Harris & Harris Expands Revenue Cycle Solutions with Frost-Arnett Acquisition

  • Harris & Harris, Ltd., a leader in accounts receivable management, revenue cycle solutions and customer care, today announced the acquisition of Frost-Arnett Company, a nationally recognized healthcare revenue cycle and accounts receivable management firm.
  • More details here

WORTH NOTING: Some simple ways to help get more MPG from your vehicle … The best sites for posting jobs if you are looking to hire … The best airlines in the United States in 2026 … What to do when your kid wants to quit soccer, piano, or swimming lessons … Mortgage foreclosure filings are now at a six-year high … A lot of workers believe that their boss is toxic … How to take advantage of Cinco de Mayo deals … The best looks from last night’s Met Gala.

Trailer Tuesday, part I

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The Daily Digest is sponsored by TCN. Today, contact centers need to do more with less. TCN’s cloud-based predictive dialing tools and services help clients to leverage the most sophisticated inbound, outbound, and blended calling technologies available. TCN’s award-winning platform offers multiple features to assist in compliance while improving performance with no hardware, no monthly minimums, or maintenance fees. Call 866-745-1900 or visit tcn.com today.

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